This week marks the first anniversary of the collapse of Silicon Valley Bank, the largest bank failure in the United States since the 2008 financial crisis. Today, Marketplace’s Lily Jamali revisits the SVB collapse with Anat Admati, an economics professor at Stanford University and co-author of the book “The Banker’s New Clothes.”

One year after “all hell broke loose” at Silicon Valley Bank

Audio deepfakes have become shockingly convincing in the last few years. A deepfake robocall impersonating President Joe Biden encouraging voters to stay home for the New Hampshire primary was one recent example of how far the technology has advanced. That’s why “Marketplace Tech” is launching a limited series called “Decoding Democracy.” Marketplace’s Lily Jamali will be joined by other Marketplace reporters, experts and researchers to discuss what election mis- and disinformation is out there, how to spot it and how it impacts our democracy. In this first episode of “Decoding Democracy,” Marketplace senior correspondent Kimberly Adams joins Jamali to delve into the latest on audio deepfake technology and how to protect yourself from being fooled by one.

Deepfakes and the 2024 election season

“Misinformation” and “disinformation” are often lumped together. They’re not the same, but they are very much connected. Say you hear that Christmas falls on Dec. 23 this year. If someone told you that thinking it was true, it’s considered misinformation. But when it’s spread with the intent to deceive, that’s disinformation, which can easily be amplified unwittingly by the folks in the first group. Audio and video generated by artificial intelligence is everywhere in this election season. So before you click Share, know that the tech used to create that convincing-but-often-false content is getting a lot better a lot faster than you might think. Marketplace’s Lily Jamali spoke with longtime misinformation researcher Joan Donovan, now a journalism professor at Boston University, to learn more.

Spotting tech-driven disinformation isn’t getting easier

It’s Friday, and that means it’s time to dig into some of this week’s tech headlines in “Marketplace Tech Bytes: Week in Review.” Good news for Nvidia, the top chipmaker for artificial intelligence applications. There are signs that the company’s product shortage is finally easing up, as more customers nab chips to power their AI ambitions. Plus, Apple reportedly hits the brakes on plans to create its own electric vehicle. But first, there was significant movement on data privacy policy. This week, the Joe Biden administration issued an executive order restricting the sale of Americans’ data to “countries of concern,” according to the White House. Marketplace’s Lily Jamali spoke with Natasha Mascarenhas, reporter at The Information, for her take on these stories.

A boost for data privacy policy, Nvidia’s chip shortage  eases and Apple steers away from electric cars

“DRE” is the acronym in election-speak. It stands for direct-recording electronic voting machines … the kind that record votes directly into a computer’s memory, often with no paper trail. In an effort to boost security and ensure more reliable counting of ballots across the country, officials have been replacing them with voting machines that produce a paper backup. And there has been noticeable progress on this front. According to a recent report from the nonprofit organization Verified Voting and the Brennan Center for Justice, in 2016 about 22% of registered voters were in jurisdictions that used DREs. By 2020, that figure had fallen to 9% and could drop considerably further this year. Marketplace’s Lily Jamali spoke with Megan Maier, co-author of the Verified Voting report, about replacing what’s left of these outdated machines and bringing that number down to zero.

Voting precincts are steadily moving away from paperless machines

A big part of Jennifer Granholm’s job as U.S. secretary of energy involves selling President Biden’s clean energy agenda and convincing Americans that it’s benefiting them. On Monday, she toured a facility near San Francisco operated by the company Cuberg, which is developing a lithium-based battery that’s less flammable than the ones we use today. Marketplace’s Lily Jamali talked with Granholm about how batteries like Cuberg’s fit into the administration’s sweeping climate policy.

DOE’s Granholm drives campaign to make EV batteries a U.S. industry

The race to coin new words and phrases is on — on TikTok. They range from “first time cool syndrome,” to “the weekend effect,” and “dinner and couch” friend. Keeping track of all this can feel like a wild goose chase, to use an expression credited to William Shakespeare, who introduced countless words and phrases to the English language. But unlike the Bard’s phrases, TikTok slang doesn’t seem to have much staying power. Marketplace’s Lily Jamali spoke with Rebecca Jennings, senior correspondent for Vox, on the TikTok “trendbait,” as she calls it — terms invented by content creators who seem like they’re trying a little too hard — and what’s driving it all.

Will we remember any of the fast-paced “trendbait” slang on TikTok?

The Supreme Court hears arguments on two state laws Monday — one in Texas and one in Florida — that seek to punish social media platforms over allegations they censor conservative speech. The legal force fighting these state laws is itself a group with conservative leanings called NetChoice, which has emerged as Big Tech’s top political lobbyist. And it’s going after social media crackdowns in blue states too, like the California Age-Appropriate Design Code Act, which required that platforms put in stronger default data privacy protections for younger users. Wherever a social media regulation pops up, NetChoice, it seems, is there. Isaiah Poritz of Bloomberg Law has been reporting on the organization.

How NetChoice became Big Tech’s ally against social media regulation

It was not that long ago that electric vehicle maker Rivian was drawing comparisons to Tesla. But flagging demand for EVs has not served the company well. Its earnings release this week made that much clear. Also, a look at why American venture capital firms appear to be pulling back from funding startups in China. But first, Amazon has come a long way since it was founded 30 years ago. Its next stop: the Dow Jones Industrial Average. It joins the market indicator Monday. Marketplace’s Lily Jamali is joined by Jewel Burks Solomon, managing director at Collab Capital, for her take on these stories.

Amazon to join the Dow, VCs steer away from China’s startups, and Rivian’s cold  EV winter

AT&T is asking California regulators to be relieved of its obligation to provide basic landline phone service to anyone who wants it. “No customer will be left without voice or 911 service,” AT&T says, but Californians weighing in are, by and large, skeptical. Regina Costa, telecom policy director at the Utility Reform Network, an advocacy group, told Marketplace’s Lily Jamali that having a “carrier of last resort” matters.

When cellphones fail, landlines are still a lifeline

Once a week, many of us get that dreaded screen-time report courtesy of our smartphones. But a recent study found keeping track of our average usage doesn’t actually help us control our screen time all that much. Caught in the loop of screen-time shame like so many of us are, New York Times tech reporter Kashmir Hill decided to actually do something about it. Marketplace’s Lily Jamali spoke with Hill about her experience breaking up with her iPhone and replacing it with a flip phone, T9 texting and all, because she’d finally had enough.

Want to quit your smartphone?

As consumers, we’ve all been subjected to the “upsell,” or pressure to pay a little more for a product that’s slightly better. It’s one thing if you’re buying, say, a car or a piece of clothing. The ethical questions get a lot more complicated in health care. Some providers have started integrating artificial intelligence in diagnostic procedures, including screenings for breast cancer. The tools may be available for an additional cost, and questions about their accuracy have been raised. Marketplace’s Lily Jamali spoke with Meredith Broussard, a journalism professor at New York University, about integrating AI into mammograms and her personal experience grappling with the tech.

Would you trust a cancer screening by artificial intelligence?

We often think of music as a mostly auditory experience, but it’s also a physical one, especially for people who are deaf and hard of hearing. Daniel Belquer — a Philadelphia-based technologist, composer and “chief vibrational officer” of Music: Not Impossible — has been studying the relationship between sound and sensation, and how that connection can make music more accessible. “Marketplace Tech” spoke with Belquer about how his vibrating technology is helping people experience music in new ways.

Vibrating suits offer a new way to experience music

On the show today, Microsoft says groups affiliated with the governments of Russia, China, Iran and North Korea are using AI tools to improve their cyberattacks. Also, Disney is investing $1.5 billion in Epic Games. Can we expect a “Frozen” / Fortnite crossover? We’re not sure yet, but what we can expect is regulatory scrutiny. But first, in Silicon Valley, where software normally gets all the glory, OpenAI’s Sam Altman is reportedly planning a big move into hardware by raising up to $7 trillion for a new AI chips project. Marketplace’s Lily Jamali is joined by Paresh Dave, senior writer at Wired, for his take on this week’s tech news.

A $7 trillion chips moonshot, AI-fueled cyberattacks, and Disney’s bet on gaming

On our show last week, we had Sen. Amy Klobuchar share her take on the recent Senate hearing with tech executives. You remember the one, with the execs, including Meta’s Mark Zuckerberg, doing their best to stall in response to searing questions about how to keep kids safe online. Klobuchar told us that hearing may have actually moved the needle on that issue. She stressed to us that such events educate the public and help lawmakers get on-the-record pledges of support for specific bills from tech CEOs. In the absence of federal rules, a patchwork of state laws has filled the void. How’s that going? Nicol Turner Lee, senior fellow at the Brookings Institution, gave Marketplace’s Lily Jamali the rundown.

How a comprehensive federal privacy law could protect kids online

Cuffing season is that time of year when singles hunker down with someone to keep them warm — temporarily. And Valentine’s Day more or less marks the end of it. So people are about to start flocking back to their dating apps. Adrianus Warmenhoven, cybersecurity expert at NordVPN, told Marketplace’s Lily Jamali that a lot of those apps are eager to vacuum up their personal data.

Dating apps can get pretty intimate with your data

23andMe has seen its valuation plummet from $6 billion to close to zero, with the Nasdaq threatening to delist the company’s stock. Still, company leaders have high hopes for medical research and a pivot to biotech. Rolfe Winkler has been writing about what happened for The Wall Street Journal, and discussed the company’s financial woes and future roadmap with Marketplace’s Lily Jamali.

In spite of plummeting valuation, 23andMe still aims to pivot into biotech

On May 24, it will be two years since 19 children and two teachers were killed in the shooting at Robb Elementary School in Uvalde, Texas. Photojournalist Tamir Kalifa has spent much of the last year and a half documenting the lives of the victims’ families and friends in the wake of the tragedy. Last week he was awarded the American Mosaic Journalism Prize for that work. He told Marketplace’s Lily Jamali about how social media is helping the community deal with its grief and bolstering its push for gun control.

For Uvalde families, social media is a tool to share grief and energize advocacy

FCC cracks down on AI robocall scams, Meta tightens oversight of AI content and Sen. Klobuchar discusses Section 230 reform

A week later and we’re still thinking about the hearing that saw half a dozen tech CEOs testify before the Senate Judiciary Committee on keeping kids safe online. It left us wondering: Why do lawmakers hold these hearings then fail again and again to pass federal laws to keep Big Tech in check? One thing was clear: The importance of keeping kids safe online is one of the few things that a lot of Democratic and Republican senators agree on. Take for example the SHIELD Act, a bill co-sponsored by members of both parties. One of those members is Democratic Sen. Amy Klobuchar of Minnesota. She told Marketplace’s Lily Jamali it’s hard to get bills like that through Congress given how much influence tech companies wield in Washington.

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