Our expert host Ross Gallagher is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Orum's new Deliver API which connects to the Federal Reserve to improve payments in the US. Plus, Pav Gill, better known as the Wirecard whistleblower, launches a new platform to tackle corporate misconduct. And Chime are partnering with financial education platform Zogo to help improve financial literacy for their users.

This week's guests include:

Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS

Stephany Kirkpatrick, Founder & CEO at Orum

Pav Gill, Founder at Confide


Plus soundbites from:
Sara El-Amine, VP of Community at Chime

We cover the following stories from the fintech and financial services space:


Orum connects to the U.S. Federal Reserve with the launch of Deliver (04:40)


Wirecard whistleblower launches Confide, a New Reporting Platform for Corporate Bad Behavior (23:16)


Google Pay to shut down in the US (40:02)


Chime partners with Zogo to improve financial literacy (48:37)


The EU formally adopts instant payment rules (01:01:35)


The Tooth Fairy hit by inflation as average cost of a gift triples (01:03:06)


---------------------------------------
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

831. News: The Wirecard whistleblower launches Confide, and Google Pay shuts down in the US

What has 200 billion lines, is used by 43% of banks, and pretty much drives the global financial system?
It's the subject of today's Fintech Insider Insights, as our expert hosts, 11:FS CEO David Brear and CTO Ewan Silver, come together to discuss all things COBOL, or Common Business Oriented Language.
They look at how COBOL became the pre-eminent choice of the global banking system, if it's still fit for purpose in today's world, and the challenges of migrating away from COBOL.
And if you find this episode interesting and decide you want to learn more, you can check out our Decoding: Banks series on YouTube - I think you’ll love it.

---------------------------------------
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

830. Insights: The COBOL conundrum: Why are banks still using a 60-year-old programming language?

Our expert hosts David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Capital One's $35 billion takeover of Discover... subject to approval from US regulators. Also, onboarding solution Detected partners with Visa to make life easier for North American SMEs, and Santander really don't like Nationwide's latest TV ad, but why?

This week's guests include:

Niamh Curran. Senior Reporter at Finextra

Barry O’Sullivan, Head of Banking and Payments Infrastructure at OpenPayd


We cover the following stories from the fintech and financial services space:


Capital One announces tie-up with Discover in $35.3bn deal creating payments giant (04:30)


OpenPayd and TrueLayer forge strategic partnership to revolutionize instant payments (11:30)


Rothschild expand to Saudi Arabia with Riyadh office (22:55)


Detected collaborates with Visa to offer improved SME onboarding in US and Canada (27:27)


Challenger bank Monzo to cement £4bn valuation in new funding round (33:38)


Nationwide’s Dominic West advert reported by Santander to watchdog (35:05)


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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

829. News: Capital One pursue $35bn Discover takeover, and what's Santander's beef with Nationwide?

Our panel of Fintech Insider hosts - Kate Moody, Rachel Pandyan and David Barton-Grimley - get together and scour the internet for the most asked questions about fintech... and attempt to answer them.
From 'what is fintech?' to 'how to nail a fintech interview', they discuss all the stuff you probably never asked but wish you had. So whether you are a fintech professional or you've never worked a day in finance, this podcast is your 101 in fintech FAQs.

This week's panel:

Kate Moody, Strategy Director at 11:FS

Rachel Pandyan, Venture Product Lead at 11:FS

David Barton-Grimley, Fintech Strategy Director at 11:FS


---------------------------------------
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, Wise and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

828. Insights: Answering Google's most asked questions about fintech

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
Stories include Revolut's launch of eSims to combat expensive data roaming charges, new research from Lightyear which shows over £1 trillion of Uk deposits are being stashed in low-interest accounts, and would you date someone based on their credit score? Well you're in luck, because Score is a brand new dating app exclusively for singletons with good credit.

This week's guests include:

Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS

Martin Sokk, CEO & Co-Founder at Lightyear

Fliss Berridge, Director & Co-Founder at Ordo


We cover the following stories from the fintech and financial services space:


The European Parliament authorises new regulations for new 'ten second transfers' (06:36)


More than £1 trillion of UK deposits are in low-interest savings account, according to new research (20:16)


Pan African Payment and Settlement System (PAPSS) Expands into North Africa (34:40)


Revolut tackle data roaming charges with their new eSim (43:47)


Australia's Craggle releases an AI tool for refinancing home loans (56:43)


Neon Money Hub launch Score, a new dating app for people with good credit (58:42)


---------------------------------------
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

827. News: Revolut launch eSims and the EU's need for speed-y payments

Our expert host Kate Moody is joined by some great guests to talk about The Great Wealth Transfer.
As Baby Boomers pass on an estimated $84 trillion of wealth, they discuss how the products and services to support Millennials will differ, how this may impact established wealth management institutions, and ask how will this change the wealth management landscape in the future?
They also take stock of where the industry currently is and how well equipped, or not, it is to deal with the challenges that lie ahead AND they discuss some of the broader trends in this space to understand what needs to be done and how.

This week's guests include:

Daniel Hegarty, Founder & CEO at Communion

Antoinette Rodriguez, President at MarFi Advisors and Chairwoman at Financial Advisor Magazine’s Invest In Women


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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

826. Insights: How will The Great Wealth Transfer affect millennials, boomers and banks?

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Yapily and Ant Group bringing Commercial VRPs to Europe, new research from Wise highlighting the impact of junk fees, and Airwallex are getting into Formula 1.
PLUS, do you think you could be fooled by a deepfake? Get ready for a mind-blowing scam that cost one bank $25m...

This week's guests include:


Valentina Kristensen, Director of Growth & Communications at OakNorth


Roland Selmer, CPO at Yapily


Rina Wulfing, Senior Policy Lead for North America at Wise


We cover the following stories from the fintech and financial services space:


Ant International and Yapily Launch Europe’s First Commercial Variable Recurring Payments (VRPs) for e-Commerce (04:35)


Research from Wise highlights the widespread consequences of junk fees on American consumers (18:35)


Airwallex race into partnership with Formula 1 team McLaren (33:36)


Australian payments firm Fat Zebra buys open banking outfit Adatree (46:30)


HSBC instals the first of ten ‘cash pods’ in towns with no bank branches (55:43)


Hong Kong finance worker gives $25m to fraudsters after call with deepfaked CFO (57:43)


---------------------------------------
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

825. News: VRPs, junk fees, deepfakes and Formula 1's biggest new signing

In celebration of US Black History Month, our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to discuss civil inequality in the banking system.

This week's guests include:


Rodney Williams, Co-Founder at SoLo Funds


Jamilia Grier, Founder & CEO at ByteBao


Asya Bradley, Founder and Angel Investor


Conversations around inclusion are much bigger than just banking. It’s a systemic problem which has always existed and still remains a very real issue today, and this episode tackles these issues head on.
They discuss how and why non-white communities are being underserved by traditional banks and celebrate some of the work being done to tackle that.
They also look at how we can harness fintech for good to drive meaningful change.

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review.
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

824. Insights: Fighting civil inequality with fintech

Our expert hosts, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the news that HSBC is being fined by the Bank of England's financial stability arm after failing to adequately protect its customers in the event of a banking collapse. Plus, Nova Credit is stepping up to support Ukrainian refugees, and Mastercard want to get rid of passwords.

This week's guests include:

Rachel Pandyan, Ventures Product Lead at 11:FS

Doug Mackenzie, Chief Content Officer at Fintech Finance

Anil Stocker, CEO of Kriya


We cover the following stories from the fintech and financial services space:


Kriya uses funding boost to power up B2B embedded finance offering (04:34)


Mastercard wants to replace passwords with biometric authentication (17:38)


Nova Credit helps Ukrainians in UK, US and Canada get credit (28:45)


HSBC fined £57m by Bank of England for 'serious' deposit protection failings (38:32)


PayPal to reduce global workforce by 9% in 2024 (46:17)


GoHenry petitions for financial literacy in schools to UK government (48:57)


British actor Tom Hollander accidentally receives Spider-Man's bonus cheque (51:19)


---------------------------------------

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**
Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

823. News: HSBC fined £57m by Bank of England, and has Mastercard killed the password?

On this episode of Fintech Insider Insights our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the ever-growing overlap between big tech and finance.
We’ve seen no shortage of companies like Google, Apple, and Facebook in the news over the last year, and as technology becomes more central in our relationship with financial services, big tech will only have a more critical role to play in the future of our industry.
So we want to take a step back and understand exactly what big tech’s role in finance currently is, and where they sit on the banking battlefield.
What are the use cases?
What are the risks?
And will we eventually have to do our banking through a VR headset?
To discuss this I am joined by a mighty panel of industry experts.

This week's guests include:


Paul Worthington, Head of Regulatory Affairs at Innovate Finance and formerly the Public Policy Manager at Meta Fintech


Dave Birch, Principal at 15Mb


Sam Maule, an advisor and formerly the Key Account Executive at Google


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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**
Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

822. Insights: Putting the big tech into fintech

Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. 

This week's guests include:

Amelia Isaacs, Senior Reporter at AltFi

Rachel Pandyan, Ventures Product Lead at 11:FS


We cover the following stories from the fintech and financial services space:


Revolut launch Mobile Wallets (03:40)


The Financial Stability Board could recommend new measures to limit the impact of social media on bank runs (16:16)


Italy's Objectway acquire Canadian wealthtech Newst Wealth (28:35)


Moody's Analytics taps Numerated for automated loan process (34:45)


Comic Relief extends partnership with GoCardless to accept donations year round (44:45)


Apple Pay finally open up NFC chip access to third parties after EU investigation (45:52)


A retired teacher has her pension halted as her provider refuses to believe she is not dead (47:52)


---------------------------------------

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**
Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

821. News: Did social media destroy Silicon Valley Bank?

Our expert host, Kate Moody, is joined by some great guests to talk about how personalisation in banking.
Personalisation was one of the key themes that emerged from this year's annual 11:FS Pulse report, which is out now at 11fs.com/report 
In the report, our experts, along with others from Monzo, JPMorgan and Nationwide, emphasised the importance of tailored financial services and how customer-centricity will win the day in 2024.
But this personalisation is only possible through real-time data, AI & machine learning, by harnessing behavioural data, and many other recent technological advances which are transforming the financial services landscape.
So we want to dive deeper into this.
What does personalisation in banking even mean?
How can it really improve the products or services being offered?
And what are the consequences when it goes wrong?

This week's guests include:

Joe Colchester, Head of Product at 11:FS Pulse

Ross Logan, Chief Product Officer at Snoop

Megan Cooper, Chief Product Officer at ClearBank

Alok Kumar, Product Manager at Chip


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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

820. Insights: Personalisation in banking

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. 

This week's guests include:


Alia Mahmud, Global Regulatory Affairs Practice Lead at ComplyAdvantage


Mariela Hunter, a fractional COO 


We cover the following stories from the fintech and financial services space:


AI fraud is an emerging risk, according to ComplyAdvantage's State of Financial Crime Report (03:30)


Natwest ventures into intellectual property-based lending (16:45)


Mastercard launches Small Business AI (32:20)


ipaymy launches automated invoice platform for SMBs (44:18)


Revolut partners with tech firm Jabil to scale mobile POS (53:46)


Santander hoovers up tech talent for digital overhaul (56:02)


Our fingerprints may not be unique after all (57:38)


---------------------------------------

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

819. News: AI fraud is on the rise and Natwest to offer IP-based lending

Our expert host, Ross Gallagher, are joined by some great guests to talk about how to build and keep trust in financial services.
The 2008 financial crisis was a pretty pivotal time, to say the least. Suddenly, big banks could fail and our money just didn’t feel as safe as it once did. Trust in the whole system suffered a hit which many thought was irreparable.
However, the industry has since gone through a transformative period - improved regulation, more effective governance, and a huge exercise rebuilding that trust with the customer.
In a world that now looks so very different from 2008, we want to tackle the tricky matter of trust head on. How do financial services build trust? How do they keep it? And what makes one FS provider more trustworthy than another?

This week's guests include:

Jordan Sinclair, President at Robinhood UK

Monica Hovsepian, Head of Financial Services Industry at OpenText

Aidan Rushby, CEO at Carmoola


---------------------------------------

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

818. Insights: How to build trust in financial services

Our expert hosts, David Barton-Grimley and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, finance and banking news from the past week.
From Elon Musk's 'everything app' to the SEC's bitcoin ETF approvals, via Revolut biometrics data lawsuit, it's been quite a week in the world of fintech, and we have you covered with expert reaction, analysis and insight.
This week's guests include:

Nirav Patel, CEO at Andaria Financial Services

Jason Mikula, Founder of Fintech Business Weekly


We cover the following stories from the fintech and financial services space:

X, formerly Twitter, announce peer-to-peer payments in 2024

Embedded finance firm Andaria partner with Mastercard

Revolut face class action lawsuit over biometric data collection

Barclays and Santander slash rates as UK mortgages get cheaper

The U.S. Securities & Exchange Commission (SEC) approve new bitcoin Exchange-Traded Products (ETFs)

China's Ant Group eye up $200m acquisition of Dutch fintech MultiSafePay

Pothole insurance claims reach record highs


Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

817. News: Elon Musk's X Announce Peer-to-Peer Payments

Our expert hosts, 11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold?


This week's guests include:



Kiaan Pillay, CEO & Co-Founder at Stitch

Andrew Escobar, former Director of Open Finance at MX in Canada



About this episode


Open banking allows financial institutions to share data and have a more globalised, connected banking system. It enables customers to share personal financial information securely, which can broaden the products and services available to them.


For example, personal finance apps help individuals to manage their finances, track spending habits, save and access other financial services, all from one place.


Lenders can better evaluate the borrowing power of applicants if they can access their credit history from other FS providers too.


And have you ever sent a payment to someone without needing to manually input your bank details?


All of this is possible with open banking.


So in today’s podcast we are going to take a look at the countries with an established open banking framework, those in the process of creating the regulation for it, and those who are slipping behind, and really understand the current state of open banking around the world today.




Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 


Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.


Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.


Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.


If you enjoyed this episode, don't forget to subscribe and please leave a review


Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

      
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816. Insights: The current state of open banking

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. 


This week's guests include:



Salim Dhanani, Co-Founder and CEO at Pave Bank

Chantal Swainston, Fintech PR Consultant and Founder of The Heard

Daniel Lanyon, Editorial Director at AltFi



We cover the following stories from the fintech and financial services space:



HSBC launch multi-currency money transfer app Zing

Pave Bank comes out of stealth and confirms $5m of funding

The UK and Switzerland agree a 'first of its kind' financial services agreement

Blackstone buys a majority stake in Sony Payment Services

Over a quarter of Buy Now Pay Later (BNPL) users miss payements

HSBC sell its French retail banking business to CCF

The UK's tax collector, HMRC, are clamping down on side hustles





Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 


Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.


Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.


Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.


If you enjoyed this episode, don't forget to subscribe and please leave a review


Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Special Guests: Chantal Swainston, Daniel Lanyon, and Salim Dhanani.

      
Learn more about your ad choices. Visit megaphone.fm/adchoices

815. News: Should Wise be worried about Zing?

Happy New Year Fin-techers! To celebrate, regular Fintech Insider hosts David M. Brear, Ross Gallagher and Kate Moody make some bold predictions for 2024, and look back on how right (or wrong) they were last year!


From financial wellbeing to big money acquisitions, you don't want to miss this one!




Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 


Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.


Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.


Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.


If you enjoyed this episode, don't forget to subscribe and please leave a review


Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

      
Learn more about your ad choices. Visit megaphone.fm/adchoices

814. Insights: Our 2024 fintech predictions

On this special bonus episode, Fintech Insider OG and Exec Producer Laura Watkins speaks to the people behind the podcast to find out how the show is made, and look back to some of the best bits from the past year.
This week's guests include:

Liam Heffernan, Senior Podcast Producer

Tom Stafford, Social Media and Community Manager

George Sztuka, Audio Engineer

Alex Woodhouse, Audio Producer

Melania Pruti, Events Manager

Adam Baldwin, Senior Marketing Manager

Sacha Holub, Senior Designer

Thank you so much for listening to the show. Your favourite fintech podcast will be back in the new year - see you then!
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus: Behind the Scenes of Fintech Insider

As we wrap up another rollercoaster year in fintech, 11:FS CEO David M. Brear is joined by some a panel of colleagues to talk about the biggest, best, and most outrageous happenings of 2023. We look at everything from Silicon Vally Bank and Goldman Sach's rocky relationship with Apple to the cost of living and Klarna.


This week's guests include:



Kate Moody, Strategy Director at 11:FS

David Barton-Grimley, Strategy Director at 11:FS

Rachel Pandyan, Venture Product Lead at 11:FS





Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 


Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.


Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.


Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.


If you enjoyed this episode, don't forget to subscribe and please leave a review


Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

      
Learn more about your ad choices. Visit megaphone.fm/adchoices

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